Travel Medical Insurance – Atlas International Plan
Falling sick while traveling to another country is a real concern for many travelers. To allay those fears, Atlas Travel Health Insurance offers short-term plans that are especially beneficial for those on holidays, business trips, and student exchange or similar programs.
Atlas international travel insurance plan offers extensive medical insurance coverage, including outpatient treatment, hospitalization, and ambulance services. It also offers a $100 per day hospital indemnity benefit, and covers physical therapy, emergency dental procedures, and medical emergency evacuation. The plan also offers a hazardous sports coverage rider for an additional fee.
One of the major turn-offs for seniors who consider international travel insurance is the rider that excludes pre-existing conditions. The Atlas International travel medical insurance plan covers an acute recurrence of pre-existing conditions for those under 70. Also, if the insured undergoes hospitalization, and that results in accompanying covered minors being left unattended, the plan covers their return to the home country.
Natural disasters and, increasing acts of terrorism and political evacuation are realities for travelers, and the plan covers those as well. The Atlas International insurance plan covers the cost of the insured returning home if the international trip is interrupted due to his/her home being damaged due to a natural disaster. If the insured dies, the plan also pays for repatriation of the remains to the home country.
The plan not just covers travel, but also temporary trips home during the plan period, for up to a maximum of 15 days in 3 months. The Atlas insurance plan eases the transition on return by offering medical coverage for 30 days in the home country.
Additional value-add services include tracking of lost baggage, referrals to doctors and lawyers, and help with replacing lost documents. Within USA, if doctors and hospitals within the PPO network provide treatment, the travel health insurance policy covers 100% after the deductible.
Atlas International travel insurance coverage is provided for people who are at least 14 days old. Plans vary in duration from 5 days to 12 months. Customers can check their plans and view a host of information on the online portal, called the client zone. A toll-free number helps plan holders call customer service worldwide.
The minimum coverage of the Atlas international travel insurance plan is $50,000 and the maximum is $1,000,000. Different premium slabs are available, depending on the coverage requested, the applicant?s age, and whether the hazardous sports coverage is opted for.
Ray Sondeo often writes about travel insurance.